Compare: Deferit: Split Bills, Pay in 4 vs Clearpay - Buy Now, Pay Later

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Metric	Deferit: Split Bills, Pay in 4	Clearpay - Buy Now, Pay Later
User count	996,825	3,683,957
Average rating	4.48	4.67
Rating count	18,842	67,351
Last updated	2026-07-01	2026-07-02
Size	45.47 MB	Unknown
Version	3.0.1

Short description	Pay almost any bill in four installments with Deferit. Split payments, save money, and build credit—no interest and upfront payments.	Shop with Clearpay: Split payments in 4 fortnightly instalments with no interest. Manage orders and pay in-store or online. UK residents only.
Full summary	Deferit lets you pay service bills in four installments with no interest. Simply upload a bill (photo, screenshot, or file), pick the amount to pay now, and we pay the bill upfront so you can pay over time. Split payments in 4 from within one app, making bill management easy and stress-free. We report on-time bill payments to Experian, Equifax, and TransUnion to help you build credit history. Join 190,000+ Americans who trust Deferit to save money and improve financial health by paying your bills in 4 installments.	Clearpay - Buy Now, Pay Later offers a convenient way to split your purchases into four interest-free fortnightly payments when you pay on time. With thousands of products and brands available across beauty, fashion, travel, homeware, and more, you can shop now and pay later with ease. The all-in-one Clearpay app lets you manage your payment plans effortlessly. View current and past orders, track payment history, change your payment card, or even pay off instalments early. You can shop online or pay in-store by adding Clearpay to your Wallet for contactless payments. Clearpay supports numerous retailers including top brands like Gymshark, boohoo, MAC, and M&S, as well as small businesses. It’s designed for UK residents 18+, providing flexible, no-interest credit options with clear terms and responsible use guidelines.