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Compare: Deferit: Split Bills, Pay in 4 vs Four | Buy Now, Pay Later
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Upgrade| Metric | Deferit: Split Bills, Pay in 4 | Four | Buy Now, Pay Later |
|---|---|---|
| User count | 996,825 | 1,365,649 |
| Average rating | 4.48 | 4.39 |
| Rating count | 18,842 | 12,777 |
| Last updated | 2026-07-01 | 2026-06-19 |
| Size | 45.47 MB | 31.70 MB |
| Version | 3.0.1 | 1.17.80 |
| Short description | Pay almost any bill in four installments with Deferit. Split payments, save money, and build credit—no interest and upfront payments. | Shop online now with Four. Pay in 4 installments every two weeks and manage orders, payments, and rewards in one app. |
|---|---|---|
| Full summary | Deferit lets you pay service bills in four installments with no interest. Simply upload a bill (photo, screenshot, or file), pick the amount to pay now, and we pay the bill upfront so you can pay over time. Split payments in 4 from within one app, making bill management easy and stress-free. We report on-time bill payments to Experian, Equifax, and TransUnion to help you build credit history. Join 190,000+ Americans who trust Deferit to save money and improve financial health by paying your bills in 4 installments. | Four makes online shopping simple, flexible, and rewarding. Buy now, pay later at hundreds of retailers by splitting purchases into 4 installments paid every two weeks, so you can shop what you love while staying on budget. Manage orders, track spending, and enjoy a faster checkout — all in one shopping app. Upgrade to Four+ for exclusive stores, offers, and more ways to shop online. How it works: download the Four app and sign up; shop online at partner retailers; tap Pay with Four at checkout; pay every two weeks. Eligibility: users must be 18+, a U.S. resident, and not in NM; by using Four you agree to the User Agreement and Privacy Policy. |
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