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Compare: Deferit: Split Bills, Pay in 4 vs Four | Buy Now, Pay Later

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MetricDeferit: Split Bills, Pay in 4Four | Buy Now, Pay Later
User count996,8251,365,649
Average rating4.484.39
Rating count18,84212,777
Last updated2026-07-012026-06-19
Size45.47 MB31.70 MB
Version3.0.11.17.80
Short descriptionPay almost any bill in four installments with Deferit. Split payments, save money, and build credit—no interest and upfront payments.Shop online now with Four. Pay in 4 installments every two weeks and manage orders, payments, and rewards in one app.
Full summaryDeferit lets you pay service bills in four installments with no interest. Simply upload a bill (photo, screenshot, or file), pick the amount to pay now, and we pay the bill upfront so you can pay over time. Split payments in 4 from within one app, making bill management easy and stress-free. We report on-time bill payments to Experian, Equifax, and TransUnion to help you build credit history. Join 190,000+ Americans who trust Deferit to save money and improve financial health by paying your bills in 4 installments.Four makes online shopping simple, flexible, and rewarding. Buy now, pay later at hundreds of retailers by splitting purchases into 4 installments paid every two weeks, so you can shop what you love while staying on budget. Manage orders, track spending, and enjoy a faster checkout — all in one shopping app. Upgrade to Four+ for exclusive stores, offers, and more ways to shop online. How it works: download the Four app and sign up; shop online at partner retailers; tap Pay with Four at checkout; pay every two weeks. Eligibility: users must be 18+, a U.S. resident, and not in NM; by using Four you agree to the User Agreement and Privacy Policy.

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