Compare: Affirm: Buy Now, Pay Later vs Zip buy now, pay later

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Metric	Affirm: Buy Now, Pay Later	Zip buy now, pay later
User count	400,000	40,000
Average rating	3.41	3.26
Rating count	277	43
Last updated	2026-06-02	2025-03-05
Size	0.86 MB	0.10 MB
Version	2.2.11	1.24.0

Short description	Pay at your pace with Affirm's Chrome extension—get flexible, fee-free payment plans, view purchasing power on sites, and use virtual cards at checkout.	Use Zip Chrome extension to split any purchase into 4 interest-free payments. Shop anywhere and pay over 6 weeks with zero fees or hidden charges.
Full summary	Affirm's Buy Now, Pay Later Chrome extension brings flexible, fee-free financing to your browser. See estimated purchasing power on merchant sites, discover exclusive offers like 0% APR or longer plans with no late fees, and request a payment plan directly from the extension. If approved, Affirm issues a one-time virtual card so you can complete checkout without leaving the site. How to use: browse your favorite stores, add items to your cart, open the extension at checkout, choose a payment plan that fits your budget, and pay with the issued virtual card. Rates range from 0–36% APR and options vary by merchant and state; approvals and terms aren’t guaranteed. By enabling the extension, Affirm may receive the domains of sites you visit and will handle that data according to its Privacy Notice and lender disclosures.	Zip Buy Now, Pay Later Chrome extension empowers shoppers to split any online purchase into four equal, interest-free installments payable over six weeks. Seamlessly integrate Zip into your browser to get instant approval without forms or credit checks, and complete payments quickly with autofill features. This smart alternative to credit ensures you stay in control with no impact on your credit score and helpful reminders for upcoming payments. Shop freely anywhere on the web while managing your budget more flexibly with Zip's trusted payment platform.