Compare: Afterpay. Pay over time vs Four | Buy Now, Pay Later

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Metric	Afterpay. Pay over time	Four \| Buy Now, Pay Later
User count	5,960,717	1,365,649
Average rating	4.34	4.39
Rating count	148,066	12,777
Last updated	2026-07-02	2026-06-19
Size	Unknown	31.70 MB
Version		1.17.80

Short description	Experience Afterpay – buy now and spread the cost over 4 interest-free payments with no fees when paid on time. Easy setup and app-exclusive deals.	Shop online now with Four. Pay in 4 installments every two weeks and manage orders, payments, and rewards in one app.
Full summary	Afterpay lets you shop smarter by splitting your total purchase into four easy, interest-free payments over six weeks. No fees apply when you pay on time, making budgeting simpler and stress-free. The app offers quick account setup, requiring only basic identity checks and linking a debit or credit card. Shop across a wide range of categories including fashion, electronics, travel, and home goods both online and in-store with the digital Afterpay Card. Manage your spending effortlessly through the app, access exclusive deals, track payments, and enjoy 24/7 customer support. With partnerships at top brands like Kmart, Booking.com, and more, Afterpay empowers millions to buy now and pay later seamlessly.	Four makes online shopping simple, flexible, and rewarding. Buy now, pay later at hundreds of retailers by splitting purchases into 4 installments paid every two weeks, so you can shop what you love while staying on budget. Manage orders, track spending, and enjoy a faster checkout — all in one shopping app. Upgrade to Four+ for exclusive stores, offers, and more ways to shop online. How it works: download the Four app and sign up; shop online at partner retailers; tap Pay with Four at checkout; pay every two weeks. Eligibility: users must be 18+, a U.S. resident, and not in NM; by using Four you agree to the User Agreement and Privacy Policy.