Compare: Dhani: UPI, Cards & Bills vs BharatPe UPI Payment, Loan App

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Metric	Dhani: UPI, Cards & Bills	BharatPe UPI Payment, Loan App
User count	93,420,774	18,385,087
Average rating	3.69	3.77
Rating count	2,029,614	254,757
Last updated	2026-04-30	2026-07-09
Size	Unknown	Unknown
Version

Short description	Dhani: Secure UPI transfers, pay bills, get instant personal loans and a RuPay prepaid card. Earn cashback and rewards on every transaction.	All-in-one UPI payments app with instant transfers, bill payments, loans up to ₹15 lakh, RuPay EMI card, and rewards on every transaction.
Full summary	Dhani is an all-in-one finance app for secure UPI transfers, easy bill payments, and rewards on every transaction. Use UPI IDs or QR codes to send and receive money instantly, pay electricity, mobile, DTH, credit card and EMI bills, and manage payments in one convenient app. The platform is RBI-approved and built for secure, reliable digital transactions. Apply for instant personal loans through a fully digital process with minimal documentation (loan amounts ₹50,000 to ₹15,00,000; tenures 12–84 months; representative APR varies). Get a RuPay prepaid card for out-of-app spend and earn cashback and Dhani Coins to save more. Lending is provided via registered NBFC partners for transparent and compliant credit services.	Overview BharatPe UPI Payment, Loan App is your all-in-one financial hub for UPI transfers, bill payments, loans, and rewards. Key Features Enjoy instant UPI money transfers, QR payments, UPI Autopay for bills and EMI payments, Pinless UPI via UPI Lite, and a lifetime-free RuPay EMI Card with 2% rewards. The app also offers personal loans up to ₹15 lakh, broad bill-payment support (electricity, mobile, DTH, FASTag), and rewards on every UPI transaction with zero convenience fee on many bill payments.