Compare: BharatPe UPI Payment, Loan App vs BharatPe for Business

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Metric	BharatPe UPI Payment, Loan App	BharatPe for Business
User count	18,385,087	42,885,000
Average rating	3.77	4.29
Rating count	254,757	1,026,869
Last updated	2026-07-09	2026-06-30
Size	Unknown	Unknown
Version

Short description	All-in-one UPI payments app with instant transfers, bill payments, loans up to ₹15 lakh, RuPay EMI card, and rewards on every transaction.	Accept payments from all UPI apps and cards with BharatPe for Business. Get easy loans, earn up to 12% interest, and grow your business effortlessly.
Full summary	Overview BharatPe UPI Payment, Loan App is your all-in-one financial hub for UPI transfers, bill payments, loans, and rewards. Key Features Enjoy instant UPI money transfers, QR payments, UPI Autopay for bills and EMI payments, Pinless UPI via UPI Lite, and a lifetime-free RuPay EMI Card with 2% rewards. The app also offers personal loans up to ₹15 lakh, broad bill-payment support (electricity, mobile, DTH, FASTag), and rewards on every UPI transaction with zero convenience fee on many bill payments.	BharatPe for Business is a comprehensive payment solution designed for merchants, enabling seamless acceptance of UPI and card payments from over 150 apps including Google Pay, PhonePe, and Paytm using a single QR code. With support for debit and credit cards through BharatSwipe, over 7 million merchants trust BharatPe to streamline transactions without fees. Beyond payments, merchandise owners can access low-interest, hassle-free loans, repayable via Easy Daily Installments, with amounts ranging from ₹10,000 to ₹10,00,000 and tenures between 3 to 15 months. Additionally, users can earn up to 12% annual interest on their deposited balance, credited daily, secure in collaboration with RBI-approved NBFC partners. BharatPe for Business combines payment flexibility, easy financing, and rewarding investment options, making it ideal for small and medium business owners aiming for growth and efficiency.