Compare: Klarna | Shop now, Pay Later vs Zip buy now, pay later

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Metric	Klarna \| Shop now, Pay Later	Zip buy now, pay later
User count	1,000,000	40,000
Average rating	4.79	3.26
Rating count	58,028	43
Last updated	2026-06-19	2025-03-05
Size	19.24 MB	0.10 MB
Version	6.26.25.293 925a40ed9	1.24.0

Short description	Shop online with Klarna Extension to unlock best coupons, cashback, and pay later options at over 20,000 stores like Macy’s, Nike, and Walmart.	Use Zip Chrome extension to split any purchase into 4 interest-free payments. Shop anywhere and pay over 6 weeks with zero fees or hidden charges.
Full summary	The Klarna Chrome Extension enhances your online shopping by automatically finding and applying the best coupons and cashback offers at more than 20,000 popular stores including Macy's, eBay, Walmart, and Nike. With just one click, it tests multiple discount codes to ensure you get the best price on everything from clothes to travel. Klarna also offers a flexible "pay later" option allowing members to shop now and pay with bi-weekly installments. This extension not only saves money but also ensures a seamless, secure shopping experience by verifying website safety as it works. The points program is available for users in the US, UK, Germany, and France. Accepting Klarna means consenting to their privacy and terms, designed to give you the best shopping deals without hassle.	Zip Buy Now, Pay Later Chrome extension empowers shoppers to split any online purchase into four equal, interest-free installments payable over six weeks. Seamlessly integrate Zip into your browser to get instant approval without forms or credit checks, and complete payments quickly with autofill features. This smart alternative to credit ensures you stay in control with no impact on your credit score and helpful reminders for upcoming payments. Shop freely anywhere on the web while managing your budget more flexibly with Zip's trusted payment platform.