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Payactiv
By: On-demand pay and beyond
Access wages early, pay bills on time, avoid fees, and reach financial wellness with Payactiv — instant earned pay and a fee-free Visa card.
Features & Capabilities
Payactiv gives workers fast, secure access to earned wages before payday and a suite of tools to manage money without payday loans or interest. Use Payactiv to get paychecks up to 2 days early, government payments up to 4 days early, or immediate earned wage access (when your employer participates). The app helps you avoid late and overdraft fees, track spending, set automatic transfers, and receive low-balance alerts. Key features include a fee-conscious Payactiv Visa® prepaid card (no minimum balance, no overdrafts, no monthly/inactivity fees) with access to 37,000+ MoneyPass® ATMs, integrated bill pay, Apple Pay/Google Pay support, Visa Zero Liability protections, and 24/7 bilingual support. Note: the Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City (Member FDIC); earned wage access requires employer participation and card terms/fees apply. For full details and the Cardholder Agreement, visit payactiv.com/card411.
User Growth & Download Statistics
- Users
- 1,301,271
- Rating
- 4.45 (43,587)
- Version
- 2.2.7
- Last updated
- 2026-07-01
- Category
- Finance (Free)
- Risk
- Unknown impact / Unknown likelihood
- Size
- 70.49 MB
- Platform
- Android
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